About Rate A Claim
Rate A Claim was built by a team that saw the insurance industry from the inside — and didn't like what they found. Too many legitimate claims denied, delayed, or underpaid. Too many policyholders left fighting alone against massive corporations.
We built this platform to change that. Rate A Claim connects consumers directly to state insurance regulators — the people with real power to investigate, fine, and hold companies accountable. When insurers know they're being watched, they behave differently.
Who We Are
A small team of legal and technical co-founders united by one goal: making insurance accountability accessible to everyone.
Defense Attorney & Founder
Years of representing clients against insurance companies revealed a broken system. Policyholders needed a better way to hold insurers accountable — that idea became Rate A Claim.
Software Engineers & Co-Founders
Two developers turned that vision into a platform. From the ground up, we built Rate A Claim to make filing complaints and sharing experiences as simple as possible.
What We Stand For
Consumer Protection
Everyone deserves fair treatment from their insurance company. We give policyholders a voice when they need it most.
Transparency
Insurance companies shouldn't operate in the dark. Real reviews and official complaints bring their practices into the light.
Community Power
When policyholders share their experiences and file complaints together, it creates real pressure for change.
Free for Everyone
Justice shouldn't have a price tag. Rate A Claim is and always will be 100% free for consumers.
How It Works
Direct to Regulators
Your complaints go straight to state insurance commissions — the regulators with power to investigate and penalize bad actors.
Public Accountability
Reviews create transparency. Companies can't hide bad practices when real policyholders share their experiences publicly.
Pattern Recognition
When multiple complaints reveal patterns, regulators take notice and demand change across the industry.